Hello! I'm Darren and I live in Sydney. When I opened commercial premises in downtown Sydney, I had no idea that I might need to spend some time and money on a commercial insurance policy. I just couldn't grasp why I would need one. However, all of that changed when my business had to close for a couple of weeks in response to infrastructure damage caused by a tropical storm. I lost a lot of money which wasn't covered by any insurance policy. After this event, my friend gave me lots of advice about the best type of commercial insurance policy for my business.